PayPal Pay in 3 now available.

Your NRG Ltd
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Low Online Prices
No Hidden Costs
Easy Ordering
5* Customer Care
Direct Delivery

Paypal Pay in 3 Heating Oil

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Paypal Pay in 3: Buy Now, Pay Later

We understand the challenges of managing your heating oil expenses, especially when faced with a large, one-time payment. That’s why we’re excited to introduce PayPal Pay in 3.  

This new payment method is all about making your heating oil costs more manageable. With PayPal Pay In 3, you can break down the cost of your heating oil top-up into smaller payments spread over 3 months.

What is PayPal Pay in 3?

PayPal Pay in 3 is a form of interest-free loan that offers an additional way to pay for heating oil top-up purchases between £30 and £2000.

Your payments are divided into three equal parts, with the first payment due at the time of purchase. Two automatic repayments are scheduled for the following months on the same date as the initial payment. 

Pay in 3 is an unregulated credit agreement, so you will have fewer protections than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. 

Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive. 

Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. See product terms for more details. 

How can I pay with Pay in 3?

It’s easy! Just select PayPal Pay in 3 as your chosen payment method at checkout.

You’ll then be redirected to PayPal, where you can either log in to your existing PayPal account or create a new one. Once logged in, you can apply for a Pay in 3 plan. PayPal will check your eligibility and offer you an instant decision.

Once approved, choose the Pay in 3 option and follow the prompts to complete your purchase. Your order will be confirmed, and your heating oil will be delivered within your specified timeframe.

It’s that straightforward! Buy now, pay later!

Got a question? Check out the most frequently asked questions below:

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PayPal FAQs

PayPal Pay in 3 is an interest-free loan that lets you split your basket into 3 payments, you will make the first payment at the time of purchase and make the following two monthly payments on the same date that your oil was delivered. It's a great way to manage your budget more effectively. Pay in 3 is an unregulated credit agreement, so you will have fewer protections under this agreement than you would under a regulated credit agreement. Carefully consider whether the purchase is affordable and how you will make the repayments. Be aware of the possible impact of using Pay in 3 and of missing payments, including making other borrowing more difficult or more expensive.

Your Pay in 3 plan will last for a total of 2 months, you will make the first payment at the time of purchase and make the following two monthly payments on the same date that your oil was delivered.

We're offering the option to Pay in 3 on all domestic heating oil purchases. However, Pay in 3 may not be available in certain circumstances, where data that PayPal holds suggests that you are not eligible. If you choose to PayPal Pay in 3 as your payment method, you will go through a quick application process, whereby PayPal will carry out a soft credit check. You’ll get a decision instantly regarding your eligibility. This search will only be visible to you and will not affect your credit score.

No, if you choose Pay in 3 as your payment method there are no additional fees. 

If you wish to Pay with Pay in 3, choose the Pay in 3 option on our checkout page. You will be redirected to PayPal to either login to your account or create one. You'll see PayPal Pay in 3 as one of the available payment methods. Select this option to apply for your plan, you'll get an instant decision and can proceed to finalising your order. 

To pay for PayPal pay in 3, all you’ll need to provide is your:

  • Title
  • Contact number
  • Address
  • Date of birth
  • Payment details

Yes, Pay in 3 is extremely flexible. You can choose to make extra or unscheduled payments before your payment due date. Just log in to your PayPal account, select the Pay in 3 plan you want to pay off and click ‘Make a Payment.’

When making a purchase with PayPal Pay in 3, if you pay with a debit card, PayPal will place a pre-authorisation hold on your chosen card for an amount equal to one third of your total cost. This will show as a pending authorisation in your PayPal account activity and also in the bank account of the card linked to your PayPal account. Once you complete your purchase with PayPal Pay in 3 and we deliver your oil, the pending authorisation will be removed and the initial payment will be withdrawn from your card. If you do not complete your PayPal Pay in 3 transaction, the pending authorisation will be automatically voided by PayPal within 24 hours of the pre-authorisation hold.

To see how much you can owe, you will need to login to your PayPal account, go to PayPal Pay in 3, and click on your Your NRG purchase. The amount you owe will be displayed under 'Remaining'. PayPal will also send you a reminder via email or SMS 10 days before your payment is due, detailing the date, payment amount and payment method the payment will be taken from.